Smart Online Shopping Tips

Convenience and speed are among the greatest benefits the Internet has bestowed upon us and both these attributes are best demonstrated when we shop online.

When compared to a brick-and-mortar experience, online shopping has numerous advantages. It helps you avoid the hassle of looking for parking; it saves you the trouble of walking down seemingly endless shopping aisles as you search for items; it helps you save time because you don’t have to travel to the mall; and it helps you skip the long queues at the checkout counter! In addition to this, online shopping gives you access to global premium brands, which may not be available locally, and often entitles you to better deals, bigger discounts and more reward points, which you can redeem for free purchases later on.

So what do you need to shop online? Just a credit card! Your credit card empowers to you to shop from anywhere 24 X 7 through online shopping. Credit card companies such as HDFC, ICICI, Kotak (and even issuers such as VIsa & MasterCard) often have special deals for online purchases. For instance HDFC currently running a program where their members get up to 5 times the points on online purchases. Such offers encourage people to do more of online shopping as there is a sense of gratification for the customer in terms of gifts he can get. However, when buying off the Internet, always ensure that your online purchases are safe. Here are some online shopping tips that will help:

o Always verify that the URL of the website is correct by checking it in the address bar of the Internet browser. This will protect you against phishing.
o Only shop from trusted, well-established and reputed websites.
o Never type sensitive information such as your credit card number, CVV etc. in pop-up windows.
o Sign up for services like ‘Verified by Visa’ or ‘Master Card Secure Code’ before shopping online with your credit card for a safer shopping experience.
o The URL of the webpage where you enter your credit card details should start with ‘https’ and not ‘http’. This indicates it is a secure website.
o Jot down relevant transaction IDs or take printouts of the purchase confirmation screen for future reference.
o Check to see that the webpage you are on has a closed padlock or a key icon on it before entering sensitive information.

As you can see, online shopping is a great way to carry out your purchases from the comfort of your own home. However, to ensure that you always have a pleasant and safe shopping experience, make sure that you keep these simple and handy tips in mind before packing those virtual shopping carts! Happy shopping!

 

Furniture Shopping Tips for Newlyweds

One of the exciting stages for newlywed is building their house and creating a beautiful home with good quality furniture out of the empty space. It’s exciting to see how two different tastes in design and style will merge in the furniture that they will choose to put in their home. That includes choosing the bed, dining table set, sofa and chairs, coffee table, night stands, etc. After the wedding, the young couple will probably be busy and concerned with finding the right furniture pieces for their home. And depending on the budget, style and design preference, the newlyweds can check the many furniture shops in the market offering a variety of bedroom, living room, dining room and kitchen furniture, for starters.

While some newlyweds may be fortunate enough not to be restricted with budget for their furniture requirements, many young couples do not share the same luck. Their limited financial capability may also restrict their choices of furniture. If they seek furniture shopping tips from their families and friends, they will probably be advised to start with used or second-hand furniture. Used furniture definitely costs half of what can be spent in brand new furniture. Second-hand stores and estate sales are two places where quality yet affordable furniture may be bought. But newlyweds should have enough patience to look through many second-hand stores and estate or moving sales.

Home furnishing is a continuous process. Furniture pieces are replaced every now and then to suit both the functional and design needs of the young couple’s home. If they started with used furniture, they may eventually upgrade to brand new pieces later on. The couple can also check some useful furniture shopping tips from online sites on how they can trade in their old furniture for new ones as a practical way to dispose of the old but still usable furniture. That way, they don’t have to spend as much as they would if they don’t trade in the old piece.

When newlyweds or young couples are financially ready to purchase their new elegant and modern furniture, some basic furniture shopping tips are in order to guide them in their buying expedition to make sure that they are buying the right furniture for their home from the right furniture shop at the right price. Canvassing and comparing the prices of furniture from 2 or 3 furniture stores will help in choosing the store with the best offer. Though price should not only be the consideration to take. Young couples should need to make due diligence to find out about the reputation of the furniture store they will be dealing with. Unless they want to end up with furniture claimed to be of quality but in reality are just pieces of cheap furniture, checking the integrity of the furniture is really important.

Shopping for furniture from store to store may be quite demanding for the newlyweds. They should try a good shopping alternative – through the internet. There are better choices of furniture available online and they are offered at significantly reduced prices. It’s the convenient way of looking for the right piece from a vast selection of furniture. When the furniture piece is selected, the newlyweds can easily make the purchase transaction after ensuring that there are security measures in place on the website to protect the financial details provided and that the purchase terms and conditions are read and understood properly.

 

Shopping Tips That Can Save Both Time And Money

Save moneyThere is no concrete explanation for what makes a compulsive shopper, but it appears that some people can be addicted to shopping, in the same manner that addicts need to self-medicate. It appears that purchase of the items is not the major influence, but the response that is elicited with the experience, is much like a chemically induced state.

Compulsive shoppers are not irresponsible, but they may appear to have problems with self-control, which often leads to problems. There a few shopping tips to help all shoppers save both money and time. For some people, they may be easier to implement than others, and the results achieved may differ, but knowing how to shop wisely can be of benefit to all. Retailers derive the majority of their revenue from what is termed impulse buys, and the way to curb the compulsive impulse, is to create a list of what you need before you leave on your shopping trip.

One of the most important shopping tips to leave credit cards and pay for your purchase with cash. This may seem outdated, or even sacrilegious in the modern economy but the axiom that cash is king is still applicable. You save more, because when the cash is depleted, no more purchases can be made.

Think carefully before you make a purchase, as there may be other ways that you can obtain an item. You may not really need the item, or a less expensive substitute may be available. If you do some checking on classified sites, you may find people who offer items for free, and all you need is to obtain contact information to arrange pick-up. If the item is needed for a short-term, you may be better off with renting or borrowing it. One of the most valuable shopping tips that can be offered to shoppers, is to avoid buying things, simply because they are on sale. Why buy something that you do not need?

There a few important shopping tips, that can help you when purchasing clothes. Clothing is one of the items that can be difficult or it can be made simple. Coordinating your colors, will result in requiring less accessories, and you may be able to easily mix and match items without difficulty.

If you really need a particular item, and funds are not readily available, remember that everything is negotiable. You may be able to obtain without spending, but by using other means such as bartering or exchange of unwanted items. Negotiating can be tricky, and it is a skill that can be developed. You may not be able to negotiate lower pricing on many items, but many have developed negotiating skills to be used for benefit in high end retail stores.

Humans are creatures of habit, and we tend to return to the familiar. Retailers favor the phenomenon and spend a lot of effort in developing relationships. Your relationships with retailers are passed through generations, as you may still be using the same brands that your ancestors used. It may very well be worth your while to explore other options, that may offer better value for your money.

 

Shopping Tips for Purchasing Online

The Internet can be a wonderful tool for shopping online, and people are now becoming less timid about creating a purchase or financial transaction online. There are literally hundreds of thousands, if not millions of online stores for virtually every kind of product. Many of these websites are online versions of famous brand-name stores, and even smaller “mom and pop” type enterprises offering every kind of nick knack.

Many people actually are finding that they prefer to shop online as a convenience, and also as a way to save money and time in other ways. This includes the hassle of long shopping lines, or having to drive to get to your favorite store or shopping mall. Combine this with the fact that you can easily do comparison shopping online, and maybe even get a merchant discount, or other incentive for shopping via the web.

However, with all the convenience and benefits provided by online shopping, there still are some very necessary precautions to be aware of. This article has been written to point out some of the pros and cons of purchasing online, as well as some simple tips anyone can take to assure, safe and secure shopping online.

One surefire approach is to use shopping directories to find the best shopping sites and the best deals. The reason this is a good idea is because many of these directories have multiple links to many website resources with stores grouped by categories and the merchandise available. Often you will be able to shop for items not available at local stores because of where you are located, thus allowing you a broader selection then you may be used to having. You may even save on some local taxes, depending on where you reside.

One tip here, is to be aware of your local sale tax codes, and be sure to consider the extra costs of shipping and possible handling fees. These extra costs are not usually factored into the purchase price, and you don’t want any unpleasant surprises. You also want to be aware of how long the shipping will take, and what the potential cost of returning an item might be, along with the fine print for re-stocking fees and other terms related to return policies. Reputable online retailers understand that some products need to be returned because of damage via shipping, the wrong size or color, and things of this nature.

Online shopping does not have to be that different than any other kind of shopping, and while Internet shopping is fun and has many benefits, be on the lookout for potential online fraud. Take some time to research websites and retailers that are not familiar to you. Here again, you can search online for websites that offer honest reviews from past and present customers. Online retailers that want to stay in business know all about online reputation management, and what they need to do to get and keep a good customers. Another tip is to not go overboard on an expensive shopping spree. Buy a few less expensive items as a test of how well you will be treated by online retailers. If you are satisfied, you can always return to the website to do more shopping.

Most online transactions will be completed via credit card, and for this reason can be considered reasonably secure. Just be sure that your transactions are encrypted and that you do not have to provide too much personal information. Most online retailers will make it a point that they are using state-of-the-art encryption software, and use this as a selling feature for advertising and promotion in their marketing messages. When credit card information is properly encrypted, there is a far less risk of hackers or unauthorized access to your financial information.

Finally, just like shopping in the brick-and-mortar world, always be sure to read things like the privacy policy and refund & return policies. Keep records of these in a file, along with a copy of your order page and proof of purchase. Follow these shopping tips for purchasing online, and you most likely will be delighted with your shopping on the web.

Vincent Malatrait actually does work online for a Swiss Internet company. He also is known by his alter ego “Simon The Scammer”, created to make fun of the “Make Money Online” niche. Vincent has studied the so-called gurus, and his research has led to creating a network of spoof sites like www.MoneyAintFree.com [http://MoneyAintFree.com], that are outrageous parodies of the gurus, but also provide some useful insight about online marketing.